Franchise Financing
SBA and conventional financing for franchisees.
Learn moreUS lead product · Growth & acquisition
Startup Business Loans
Financing for new businesses under 2 years old.
$10k – $250k1 – 10 years1 – 4 weeks
- SBA microloan and 7(a) options
- Unsecured personal-guarantee loans
- 0% intro business credit card stacks
What is startup business loans?
Startup financing blends multiple products because no single lender covers the full need. A typical package might be an SBA microloan for equipment, an unsecured line based on the owner's personal credit, and a stack of 0% intro business credit cards for short-term working capital.
These borrowers are highly engaged and willing to talk to multiple lenders, a good fit for brokers who can package several products together.
Product mechanics
Key numbers your BDO team should know before the first call.
- Loan range
- $10k – $250k
- Typical term
- 1 – 10 years
- Indicative rates
- 8% – 30% APR (indicative)
- Funding speed
- 1 – 4 weeks
- Typical borrower
- Founders in their first 24 months of trading.
- Why brokers want these
- Underserved segment with strong intent, founders will engage multiple lenders.
Common use cases
- First-time founder starting a service business
- Post-corporate operators launching an SMB
- Franchise unit opening (see franchise financing)
- E-commerce brand launching a first product line
Typical borrower qualifications
- Owner FICO 680+ (product-dependent)
- Personal liquidity for guarantee
- Business plan and projections
Why brokers buy from us
Why growth & acquisition brokers buy startup business loans leads from us
What makes this feed different from generic aggregator flow.
Business-age band captured so PG-only lenders skip pre-revenue files and card-stackers see them
Preferred product tag (SBA / PG / card stack) drives routing to the right product line
Personal liquidity disclosed for PG-underwritten programs
Compare
How startup business loans compares to adjacent products
Help your team route enquiries to the right product on day one.
vs Business Credit Cards
Card-stack is one delivery mechanism for startup capital; startup loans bundle SBA + PG + cards depending on need.
View Business Credit Cardsvs SBA Loans
SBA has a 2-year TIB gate; startup financing covers the under-2-year window before SBA becomes available.
View SBA Loansvs Alternative Financing
Alt-finance needs 6+ months TIB and $15k revenue; startup covers pre-revenue and sub-6-month files.
View Alternative FinancingOur lead generation process
How we generate startup business loans leads
Every enquiry is captured, consented and vetted before it reaches your CRM.
Source channels
- SEO for 'startup business loan' and '$50k business credit card stack' content
- Founder-community placements (Indie Hackers, r/EntrepreneurRideAlong, launch-focused podcasts)
- Google Search Ads on 'first business loan' and 'startup funding' intent
- Personal-guarantee lender aggregator partnerships
Data captured on each lead
- Business age and stage (pre-revenue / <6mo / 6-12mo / 12-24mo)
- Requested amount and preferred product (SBA / unsecured PG / card stack)
- Owner FICO band, personal liquidity and prior business ownership
- Industry NAICS and legal entity type
- Business plan / projections readiness
Vetting workflow
- Owner FICO 680+ gate for premium PG and card-stack programs
- Personal liquidity floor for PG programs
- Restricted-industry filter
- TCPA + CAN-SPAM consent
What a lead looks like
Verified enquiry
$10k · Startup Business Loans
LLC · US-based · phone-verified decision-maker · TCPA consent on file
- Business age and stage (pre-revenue / <6mo / 6-12mo / 12-24mo)
- ✓
- Requested amount and preferred product (SBA / unsecured PG / card stack)
- ✓
- Owner FICO band, personal liquidity and prior business ownership
- ✓
- Industry NAICS and legal entity type
- ✓
Who this suits & how we qualify
Best fit for
Personal-guarantee lenders, SBA microloan intermediaries, business credit card programs.
Qualification standard
- Owner FICO 680+ gate for premium PG and card-stack programs
- Personal liquidity floor for PG programs
- Restricted-industry filter
Turnaround
Fresh, consent-captured enquiries delivered to your CRM inside your agreed response window.
Broker FAQs
Common questions from buyers of startup business loans leads.
Related products
Other growth & acquisition lead flows we supply.
Business Acquisition Loans
Finance the purchase of an existing business.
Learn moreReady for vetted Startup Business Loans enquiries?
Tell us your credit box and volume, we'll come back within one business day.