US lead product · Growth & acquisition

Franchise Financing

SBA and conventional financing for franchisees.

$50k – $5M10 – 25 years45 – 90 days
  • SBA Franchise Directory approved concepts
  • New-unit build-out and resale acquisition
  • Multi-unit portfolio expansion

What is franchise financing?

Franchise financing is a specialty within SBA 7(a) and conventional lending. Approved concepts on the SBA Franchise Directory get a streamlined path; unlisted concepts need extra diligence on the franchise agreement.

Multi-unit operators are the most valuable segment, they add units on a predictable cadence and stay with the lender who funded the first deal.

Product mechanics

Key numbers your BDO team should know before the first call.

Loan range
$50k – $5M
Typical term
10 – 25 years
Indicative rates
Prime + 2.75% – 4.75% (indicative)
Funding speed
45 – 90 days
Typical borrower
First-time and multi-unit franchisees.
Why brokers want these
Franchisees repeat every 12–24 months as they add units.

Common use cases

  • New-unit opening (build-out and equipment)
  • Resale acquisition of an existing franchise
  • Multi-unit expansion
  • Refinance and partner buyout

Typical borrower qualifications

  • Approved franchise concept (or reviewable FDD)
  • Sponsor FICO 680+
  • 10% – 20% equity injection

Why brokers buy from us

Why growth & acquisition brokers buy franchise financing leads from us

What makes this feed different from generic aggregator flow.

SBA Directory approval status pre-checked, no wasted underwriter time on unlisted concepts

Multi-unit operator flag captured, the highest-LTV segment routed first

Prior franchise experience disclosed to route new-unit vs resale files differently

Compare

How franchise financing compares to adjacent products

Help your team route enquiries to the right product on day one.

vs SBA Loans

SBA 7(a) is the delivery mechanism for most franchise financing; this feed pre-tags franchise-specific data.

View SBA Loans

vs Business Acquisition Loans

Franchise resale is a subset of acquisition financing with additional FDD diligence.

View Business Acquisition Loans

vs Equipment Financing

Equipment finance handles specific equipment purchases within a franchise build-out; franchise financing bundles the full deal.

View Equipment Financing

Our lead generation process

How we generate franchise financing leads

Every enquiry is captured, consented and vetted before it reaches your CRM.

Source channels

  • Franchisor portal referral partnerships (funding-page placements)
  • Franchise-discovery site partnerships (Franchise Direct, Entrepreneur Franchise 500)
  • SEO for '[brand] franchise financing' and 'franchise SBA loan' content
  • Franchise-broker referral partnerships (existing franchise brokers who don't finance)

Data captured on each lead

  • Franchise brand and current unit count (0 / 1 / 2+ / multi-brand)
  • New-unit vs resale acquisition vs partner buyout vs refi
  • Loan amount, use of funds and target open date
  • Sponsor FICO, liquidity and prior franchise experience
  • Territory / geography of new unit

Vetting workflow

  • SBA Franchise Directory check, approved-concept flag applied
  • Sponsor FICO 680+ and 10% equity injection gate
  • Multi-unit operator flag (higher-value segment tagged)
  • TCPA + CAN-SPAM consent

What a lead looks like

Verified enquiry

$50k · Franchise Financing

LLC · US-based · phone-verified decision-maker · TCPA consent on file

Franchise brand and current unit count (0 / 1 / 2+ / multi-brand)
New-unit vs resale acquisition vs partner buyout vs refi
Loan amount, use of funds and target open date
Sponsor FICO, liquidity and prior franchise experience

Who this suits & how we qualify

Best fit for

SBA Preferred Lenders, franchise-focused banks, and multi-unit specialists.

Qualification standard

  • SBA Franchise Directory check, approved-concept flag applied
  • Sponsor FICO 680+ and 10% equity injection gate
  • Multi-unit operator flag (higher-value segment tagged)

Turnaround

Fresh, consent-captured enquiries delivered to your CRM inside your agreed response window.

Broker FAQs

Common questions from buyers of franchise financing leads.

Related products

Other growth & acquisition lead flows we supply.

Business Acquisition Loans

Finance the purchase of an existing business.

Learn more

Startup Business Loans

Financing for new businesses under 2 years old.

Learn more

Ready for vetted Franchise Financing enquiries?

Tell us your credit box and volume, we'll come back within one business day.