Business Line of Credit
Revolving working capital, draw only what you need.
Learn moreUS lead product · Working capital
Business Credit Cards
0% intro business cards and corporate card programs.
$5k – $250k combined limitRevolvingInstant – 7 days
- 0% intro APR stacks for startup capital
- Corporate card programs (Ramp, Brex, Amex etc.)
- Rewards optimisation for spend-heavy operators
What is business credit cards?
Business credit cards have evolved into two distinct lead flows, traditional 0% intro APR cards stacked to give startups $50k–$200k of interest-free working capital, and modern corporate card / spend management programs.
Both convert well because approval is instant and the borrower controls the outcome.
Product mechanics
Key numbers your BDO team should know before the first call.
- Loan range
- $5k – $250k combined limit
- Typical term
- Revolving
- Indicative rates
- 0% intro APR to 25%+ standard (indicative)
- Funding speed
- Instant – 7 days
- Typical borrower
- Startups, e-commerce operators, and SMBs modernising expense management.
- Why brokers want these
- High-volume and highly complementary to any other product.
Common use cases
- Startup 0% APR working-capital stacks
- Corporate card program migration
- Rewards optimisation for high-spend operators
Typical borrower qualifications
- Owner FICO 680+ for premium 0% programs
- Business EIN or sole-prop
Why brokers buy from us
Why working capital brokers buy business credit cards leads from us
What makes this feed different from generic aggregator flow.
Product-intent tag (stack vs corporate vs rewards) routes to the right issuer type
Owner FICO band and personal utilization captured, no wasted issuer soft-pulls on likely declines
Monthly business spend disclosed for corporate-card qualification thresholds
Compare
How business credit cards compares to adjacent products
Help your team route enquiries to the right product on day one.
vs Business Line of Credit
LOC is best for larger cash-out-to-vendor needs; cards handle sub-$25k spend with rewards upside.
View Business Line of Creditvs Startup Business Loans
0% intro card stacks are one delivery mechanism for startup capital; startup financing bundles cards + SBA + PG.
View Startup Business Loansvs Working Capital Loans
WC is amortizing debt; cards revolve at 0% intro and give expense-management infrastructure alongside.
View Working Capital LoansOur lead generation process
How we generate business credit cards leads
Every enquiry is captured, consented and vetted before it reaches your CRM.
Source channels
- SEO for '0% business credit card stack', 'best business credit card', 'Ramp vs Brex' content
- Startup founder-community placements (Indie Hackers, launch-focused podcasts)
- Google Search Ads on corporate-card-program intent
- Retargeting from RBF, MCA and startup-loan visitors under sub-$50k asks
Data captured on each lead
- Requested combined limit and intended use (working capital vs spend management)
- Owner FICO band and personal card utilization
- Monthly business spend and existing card programs
- Business EIN status and entity type
- Preferred issuer(s), Chase, Amex, Ramp, Brex, Capital One
Vetting workflow
- Owner FICO 680+ gate for premium 0% programs
- Business EIN or sole-prop status confirmed
- Product-intent tag applied (card stack vs corporate card vs rewards)
- TCPA + CAN-SPAM consent
What a lead looks like
Verified enquiry
$5k · Business Credit Cards
LLC · US-based · phone-verified decision-maker · TCPA consent on file
- Requested combined limit and intended use (working capital vs spend management)
- ✓
- Owner FICO band and personal card utilization
- ✓
- Monthly business spend and existing card programs
- ✓
- Business EIN status and entity type
- ✓
Who this suits & how we qualify
Best fit for
Card issuers, corporate card programs, credit-stacking specialists.
Qualification standard
- Owner FICO 680+ gate for premium 0% programs
- Business EIN or sole-prop status confirmed
- Product-intent tag applied (card stack vs corporate card vs rewards)
Turnaround
Fresh, consent-captured enquiries delivered to your CRM inside your agreed response window.
Broker FAQs
Common questions from buyers of business credit cards leads.
Related products
Other working capital lead flows we supply.
Merchant Cash Advance
Advance against future card sales, flexible repayments.
Learn moreAlternative Financing
Short-term & unsecured term loans outside traditional bank underwriting.
Learn moreReady for vetted Business Credit Cards enquiries?
Tell us your credit box and volume, we'll come back within one business day.