Franchise Financing
SBA and conventional financing for franchisees.
Learn moreUS lead product · Growth & acquisition
Business Acquisition Loans
Finance the purchase of an existing business.
$150k – $5M10 years60 – 120 days
- SBA 7(a) with seller-financing standby
- Valuation and Quality of Earnings support
- Working capital rolled into the loan
What is business acquisition loans?
Business acquisition loans finance the purchase of an existing operating business. The dominant structure is SBA 7(a) with a portion of seller financing kept on standby to satisfy the SBA's equity injection rules.
The Entrepreneurship-Through-Acquisition (ETA) movement has expanded this segment significantly, first-time individual buyers now compete with search funds and strategic acquirers.
Product mechanics
Key numbers your BDO team should know before the first call.
- Loan range
- $150k – $5M
- Typical term
- 10 years
- Indicative rates
- Prime + 2.75% – 4.75% (indicative)
- Funding speed
- 60 – 120 days
- Typical borrower
- Individual buyers, search funds, ETA operators, and existing owners acquiring competitors.
- Why brokers want these
- Growing ETA / search-fund segment with high per-deal commissions.
Common use cases
- Individual buyer acquiring a small business
- Partner buyout or family succession
- Strategic bolt-on acquisition
- Search fund closing on a target
Typical borrower qualifications
- Buyer FICO 680+
- 10% equity injection (up to half via seller financing on standby)
- Business with positive cash flow and clean books
Why brokers buy from us
Why growth & acquisition brokers buy business acquisition loans leads from us
What makes this feed different from generic aggregator flow.
Deal-stage tag (searching vs LOI vs under-LOI) drives your file prioritization
Buyer type (individual vs search fund vs strategic) captured for tailored discovery calls
SBA-eligible industry pre-check on target, no wasted files on ineligible targets
Compare
How business acquisition loans compares to adjacent products
Help your team route enquiries to the right product on day one.
vs SBA Loans
SBA 7(a) is the delivery mechanism for most acquisition financing; this feed pre-tags acquisition-specific data.
View SBA Loansvs Franchise Financing
Franchise resale is a specific acquisition sub-type with FDD diligence; this feed covers all other acquisitions.
View Franchise Financingvs Commercial Real Estate
Acquisitions with owner-occupied RE often bundle 7(a) + 504, captured in the enquiry.
View Commercial Real EstateOur lead generation process
How we generate business acquisition loans leads
Every enquiry is captured, consented and vetted before it reaches your CRM.
Source channels
- SEO for 'SBA acquisition loan' and 'buy a business financing' content
- ETA / search-fund community partnerships (Stanford / HBS ETA groups, Acquiring Minds podcast)
- Business broker referral partnerships (BizBuySell, Sunbelt, Transworld)
- Google Search Ads on 'acquisition SBA loan' and partner-buyout intent
Data captured on each lead
- Target industry, geography and price range
- Deal stage (searching / LOI / under-LOI / signed APA)
- Buyer background (individual operator, ETA / search fund, strategic acquirer)
- Buyer FICO, liquidity and industry experience
- Target business cash flow (SDE / EBITDA) if disclosed
Vetting workflow
- Buyer FICO 680+ and liquidity gate
- Deal-stage tag applied (searching files route differently to under-LOI files)
- SBA-eligible industry filter on target business
- TCPA + CAN-SPAM consent
What a lead looks like
Verified enquiry
$150k · Business Acquisition Loans
LLC · US-based · phone-verified decision-maker · TCPA consent on file
- Target industry, geography and price range
- ✓
- Deal stage (searching / LOI / under-LOI / signed APA)
- ✓
- Buyer background (individual operator, ETA / search fund, strategic acquirer)
- ✓
- Buyer FICO, liquidity and industry experience
- ✓
Who this suits & how we qualify
Best fit for
SBA Preferred Lenders, acquisition-focused banks and non-bank SBA lenders.
Qualification standard
- Buyer FICO 680+ and liquidity gate
- Deal-stage tag applied (searching files route differently to under-LOI files)
- SBA-eligible industry filter on target business
Turnaround
Fresh, consent-captured enquiries delivered to your CRM inside your agreed response window.
Broker FAQs
Common questions from buyers of business acquisition loans leads.
Related products
Other growth & acquisition lead flows we supply.
Startup Business Loans
Financing for new businesses under 2 years old.
Learn moreReady for vetted Business Acquisition Loans enquiries?
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