Unsecured Business Loans
No-collateral working capital for UK Ltd companies and sole traders.
Learn moreUK lead type · Working capital
Secured Business Loans
Larger facilities secured against UK property, plant or director assets.
£50k to £5m1 to 15 years2 to 8 weeks to complete
- £50k to £5m secured facilities
- First or second charge over property, plant or debentures
- Personal guarantee usually alongside the security
What is secured business loans?
Secured business loans give borrowers larger sums and longer terms at lower rates than unsecured, in exchange for granting a charge over an asset. The most common structures are a first or second legal charge over commercial or residential property held by the business or its directors.
These enquiries are higher intent by nature. A borrower who is willing to place a charge has a considered plan, a longer horizon and usually a broker relationship already in mind.
We qualify against LTV, asset type, existing charges and use of funds before we hand the enquiry over, so your team can quote inside 24 hours.
Product mechanics
Key numbers your BDM team should know before the first call.
- Loan range
- £50k to £5m
- Typical term
- 1 to 15 years
- Indicative rates
- 6% to 14% APR (indicative, LTV and credit dependent)
- Funding speed
- 2 to 8 weeks to complete
- Typical borrower
- UK SME with a suitable charge asset and 2+ years trading history.
- Why brokers want these
- Bigger tickets and stronger commissions per funded deal, longer close cycle.
Common use cases
- Acquiring a competitor or a book of business
- Refurbishing owner-occupied premises
- Consolidating expensive short-term debt
- Equity release for growth capital
Typical borrower qualifications
- UK-registered business, 2+ years trading
- Suitable UK-based charge asset with equity headroom
- Clean asset title or manageable prior charges
- Director credit typically 600+
Why brokers buy from us
Why UK working capital brokers buy secured business loans leads from us
What makes this feed different from generic aggregator flow.
Higher-value enquiries with defined charge assets
Pre-flagged LTV band and existing charge status
Real-time CRM delivery with all supporting fields
Compare
How secured business loans compares to adjacent products
Help your team route enquiries to the right product on day one.
vs Unsecured Business Loans
Route here when the borrower has no chargeable asset or wants funds inside a week.
View Unsecured Business Loansvs Commercial Mortgages
Refer to a commercial mortgage when the sole purpose is buying or refinancing property.
View Commercial Mortgagesvs Bridging Finance
Short-term secured need under 24 months, route to bridging for speed.
View Bridging FinanceOur lead generation process
How we generate secured business loans leads
Every enquiry is captured, consented and vetted before it reaches your CRM.
Source channels
- SEO on secured lending and asset-backed finance terms
- Google Search Ads on secured and second charge keywords
- IFA and accountant referral partnerships
- Content targeting UK business owners with equity in property
Data captured on each lead
- Requested loan amount and use of funds
- Asset type, estimated value and existing charges
- Company number and years trading
- Director credit self-declaration and UK mobile
- GDPR and PECR consent timestamp
Vetting workflow
- Companies House match and director cross-check
- Asset type and rough LTV sanity check
- UK mobile verified via SMS
- Duplicate suppression
- GDPR and PECR consent captured
What a lead looks like
Verified enquiry
£50k to £5m · Secured Business Loans
UK Ltd or sole trader · Companies House matched · phone-verified decision-maker · GDPR and PECR consent on file
- Requested loan amount and use of funds
- ✓
- Asset type, estimated value and existing charges
- ✓
- Company number and years trading
- ✓
- Director credit self-declaration and UK mobile
- ✓
Who this suits & how we qualify
Best fit for
Commercial finance brokers with a secured panel including specialist and second-charge lenders.
Qualification standard
- Companies House match and director cross-check
- Asset type and rough LTV sanity check
- UK mobile verified via SMS
Turnaround
Fresh, consent-captured UK enquiries delivered to your CRM inside your agreed response window.
Broker FAQs
Common questions from UK buyers of secured business loans leads.
Related lead types
Other working capital lead flows we supply.
Revolving Credit Facilities
Drawdown-and-repay UK business credit lines for flexible cash flow.
Learn moreReady for vetted Secured Business Loans enquiries?
Tell us your credit box and volume, we'll come back within one business day.