UK lead type · Property

Bridging Finance

Short-term secured lending for UK property purchases, auctions and refinance.

£50k to £15m3 to 24 months5 to 21 days to complete
  • Regulated and unregulated bridging
  • Auction, chain-break, refurbishment and refinance
  • First and second charge structures

What is bridging finance?

Bridging finance is short-term secured lending priced monthly. It is used to complete quickly on a property purchase, break a chain or fund light works before an exit into a term product or sale.

Speed is the product. Lenders compete on time to complete and clarity of exit, not headline rate. Enquiries need an achievable exit plan, or they waste everyone's time.

We capture asset, purpose, LTV and exit route at enquiry so your team can indicate inside an hour.

Product mechanics

Key numbers your BDM team should know before the first call.

Loan range
£50k to £15m
Typical term
3 to 24 months
Indicative rates
0.55% to 1.25% per month (indicative)
Funding speed
5 to 21 days to complete
Typical borrower
UK property investor or SPV with a clear exit inside 24 months.
Why brokers want these
Fast completions and strong procuration fees on time-sensitive deals.

Common use cases

  • Auction purchases with a 28-day completion deadline
  • Chain-break funding while a sale completes
  • Light or heavy refurbishment prior to a term refi
  • Refinance of an existing bridge coming to term

Typical borrower qualifications

  • UK property as security (residential, commercial or land)
  • Credible exit inside 24 months (sale or refi)
  • Deposit or equity contribution of 25% or more
  • UK-registered borrower or SPV

Why brokers buy from us

Why UK property brokers buy bridging finance leads from us

What makes this feed different from generic aggregator flow.

Time-sensitive enquiries with defined exit plan

Filters by purpose, LTV and property type

Real-time delivery for same-day quotes

Compare

How bridging finance compares to adjacent products

Help your team route enquiries to the right product on day one.

vs Commercial Mortgages

Route here for long-term investment or owner-occupier mortgages where speed is not critical.

View Commercial Mortgages

vs Development Finance

Move to development when the works involve structural build and staged drawdowns.

View Development Finance

vs Secured Business Loans

Better fit for working capital secured on existing property with no short-term exit.

View Secured Business Loans

Our lead generation process

How we generate bridging finance leads

Every enquiry is captured, consented and vetted before it reaches your CRM.

Source channels

  • SEO on bridging loan and auction finance terms
  • Google Search Ads on bridging and property finance keywords
  • Auctioneer and property agent partnerships
  • Content targeting UK property investors and developers

Data captured on each lead

  • Property type, value and location
  • Purpose (purchase, refi, refurb, auction)
  • Requested loan, deposit and target LTV
  • Exit plan and horizon
  • GDPR and PECR consent

Vetting workflow

  • Companies House or SPV check where relevant
  • Exit plan plausibility
  • Property type eligibility
  • UK mobile SMS verified
  • Consent captured

What a lead looks like

Verified enquiry

£50k to £15m · Bridging Finance

UK Ltd or sole trader · Companies House matched · phone-verified decision-maker · GDPR and PECR consent on file

Property type, value and location
Purpose (purchase, refi, refurb, auction)
Requested loan, deposit and target LTV
Exit plan and horizon

Who this suits & how we qualify

Best fit for

Bridging and short-term property brokers with a wide specialist lender panel.

Qualification standard

  • Companies House or SPV check where relevant
  • Exit plan plausibility
  • Property type eligibility

Turnaround

Fresh, consent-captured UK enquiries delivered to your CRM inside your agreed response window.

Broker FAQs

Common questions from UK buyers of bridging finance leads.

Related lead types

Other property lead flows we supply.

Commercial Mortgages

Owner-occupied and investment property mortgages across the UK.

Learn more

Development Finance

Staged funding for UK residential and commercial property development.

Learn more

Ready for vetted Bridging Finance enquiries?

Tell us your credit box and volume, we'll come back within one business day.