Bridging Finance
Short-term secured lending for UK property purchases, auctions and refinance.
Learn moreUK lead type · Property
Commercial Mortgages
Owner-occupied and investment property mortgages across the UK.
£100k to £25m5 to 25 years6 to 12 weeks to complete
- Owner-occupied commercial mortgages
- Commercial and semi-commercial investment mortgages
- Portfolio landlord and limited company BTL
What is commercial mortgages?
Commercial mortgages fund the purchase or refinance of trading premises and commercial investment property. LTVs typically sit at 65% to 75%, with the balance covered by borrower deposit.
Underwriting rests on debt service cover, tenant quality (for investment cases) or trading performance (for owner-occupied). The process is document-heavy and closes over weeks, not days.
We capture property type, tenure, price and deposit at enquiry so your BDMs can indicate on the first call.
Product mechanics
Key numbers your BDM team should know before the first call.
- Loan range
- £100k to £25m
- Typical term
- 5 to 25 years
- Indicative rates
- 6% to 10% (indicative, LTV and stress test dependent)
- Funding speed
- 6 to 12 weeks to complete
- Typical borrower
- UK trading business or property investor with 25%+ deposit.
- Why brokers want these
- Large tickets, long tenure and strong procuration fee per completion.
Common use cases
- Buying a trading premises
- Refinancing an existing commercial mortgage
- Adding an investment property to a portfolio
- Semi-commercial mixed-use acquisition
Typical borrower qualifications
- UK-registered business or SPV
- 25% to 35% deposit available
- Suitable UK commercial property or semi-commercial asset
- Debt service cover typically 1.25x or better
Why brokers buy from us
Why UK property brokers buy commercial mortgages leads from us
What makes this feed different from generic aggregator flow.
Property-typed enquiries with LTV band and tenure captured
Filters on region, property type and loan size
Real-time delivery to your CRM
Compare
How commercial mortgages compares to adjacent products
Help your team route enquiries to the right product on day one.
vs Bridging Finance
Route here when the borrower needs to complete inside 4 weeks or the exit is a sale.
View Bridging Financevs Development Finance
Move to development when significant works are planned before the property produces income.
View Development Financevs Secured Business Loans
Use when the purpose is working capital secured on existing property rather than a purchase.
View Secured Business LoansOur lead generation process
How we generate commercial mortgages leads
Every enquiry is captured, consented and vetted before it reaches your CRM.
Source channels
- SEO on commercial mortgage and semi-commercial terms
- Google Search Ads on owner-occupier and investment keywords
- Property agent and IFA partnerships
- Content targeting UK landlords and business owners
Data captured on each lead
- Property type, price and tenure
- Deposit available and requested loan
- Purchase or refinance, borrower type (trading or SPV)
- Company number and director contact
- GDPR and PECR consent
Vetting workflow
- Companies House and SPV check
- Property type eligibility
- Deposit and LTV sanity check
- UK mobile SMS verified
- Consent captured
What a lead looks like
Verified enquiry
£100k to £25m · Commercial Mortgages
UK Ltd or sole trader · Companies House matched · phone-verified decision-maker · GDPR and PECR consent on file
- Property type, price and tenure
- ✓
- Deposit available and requested loan
- ✓
- Purchase or refinance, borrower type (trading or SPV)
- ✓
- Company number and director contact
- ✓
Who this suits & how we qualify
Best fit for
Commercial mortgage and property finance brokers with a whole-of-market panel.
Qualification standard
- Companies House and SPV check
- Property type eligibility
- Deposit and LTV sanity check
Turnaround
Fresh, consent-captured UK enquiries delivered to your CRM inside your agreed response window.
Broker FAQs
Common questions from UK buyers of commercial mortgages leads.
Related lead types
Other property lead flows we supply.
Development Finance
Staged funding for UK residential and commercial property development.
Learn moreReady for vetted Commercial Mortgages enquiries?
Tell us your credit box and volume, we'll come back within one business day.