Secured Business Loans
Larger facilities secured against UK property, plant or director assets.
Learn moreUK lead type · Working capital
Unsecured Business Loans
No-collateral working capital for UK Ltd companies and sole traders.
£10k to £500k6 months to 5 years24 to 72 hours to fund
- £10k to £500k unsecured facilities
- 6 to 60 month terms with fixed monthly payments
- Personal guarantee typically required from directors
What is unsecured business loans?
Unsecured business loans are the workhorse product of the UK alternative finance market. Lenders such as Funding Circle, iwoca, YouLend, Capify and dozens of specialist funders write these facilities off cash-flow evidence rather than collateral, so the sales cycle is short and the volume is high.
Because there is no security take, decisions hinge on trading history, Companies House standing, director credit and open banking data. That makes enquiry quality everything: a well-vetted lead converts, a raw form-fill wastes an hour.
Our unsecured leads are pre-screened against the eligibility gates every UK unsecured funder uses, so your desk spends time closing rather than triaging.
Product mechanics
Key numbers your BDM team should know before the first call.
- Loan range
- £10k to £500k
- Typical term
- 6 months to 5 years
- Indicative rates
- 8% to 25% APR (indicative, credit dependent)
- Funding speed
- 24 to 72 hours to fund
- Typical borrower
- UK Ltd or sole trader with 12+ months trading and £120k+ annual turnover.
- Why brokers want these
- Highest volume UK product, fast decisions, strong recurring pipeline.
Common use cases
- Bridging a VAT or PAYE quarter
- Stock purchase ahead of a busy season
- Hiring, marketing or a new premises deposit
- Consolidating short-term MCA or card advances
Typical borrower qualifications
- UK-registered Ltd or sole trader
- 12+ months trading (24+ preferred by prime funders)
- £10k+ average monthly turnover
- Director credit typically 550+ for prime, sub-prime routes available
- No undischarged bankruptcy
Why brokers buy from us
Why UK working capital brokers buy unsecured business loans leads from us
What makes this feed different from generic aggregator flow.
Consistent daily flow of consented, phone-verified UK enquiries
Filters on turnover band, region and use of funds
Real-time delivery to your CRM inside your agreed response window
Compare
How unsecured business loans compares to adjacent products
Help your team route enquiries to the right product on day one.
vs Secured Business Loans
Move here when the borrower has property or plant to pledge and wants a larger facility at a lower rate.
View Secured Business Loansvs Merchant Cash Advance
Route card-heavy retail and hospitality borrowers to MCA when unsecured underwriting declines them.
View Merchant Cash Advancevs Revolving Credit Facilities
Better fit for borrowers who want a redraw facility rather than a lump sum with fixed repayments.
View Revolving Credit FacilitiesOur lead generation process
How we generate unsecured business loans leads
Every enquiry is captured, consented and vetted before it reaches your CRM.
Source channels
- SEO on high-intent terms (business loan, unsecured loan UK, working capital)
- Google Search Ads on product-specific keywords
- Accountant and bookkeeper partner referrals
- Comparison-style content aimed at UK SME owners
Data captured on each lead
- Requested loan amount and use of funds
- Company number validated against Companies House
- Average monthly turnover band and months trading
- Director name, DOB, UK mobile and email
- GDPR and PECR marketing consent timestamp and IP
Vetting workflow
- Companies House match on company number and director
- UK mobile number verified via SMS one-time code
- Email deliverability and domain check
- Duplicate check against last 90 days of enquiries
- GDPR and PECR consent recorded with source URL
What a lead looks like
Verified enquiry
£10k to £500k · Unsecured Business Loans
UK Ltd or sole trader · Companies House matched · phone-verified decision-maker · GDPR and PECR consent on file
- Requested loan amount and use of funds
- ✓
- Company number validated against Companies House
- ✓
- Average monthly turnover band and months trading
- ✓
- Director name, DOB, UK mobile and email
- ✓
Who this suits & how we qualify
Best fit for
Brokers with capacity to work high volumes of £10k to £150k enquiries and a panel spanning prime and sub-prime unsecured funders.
Qualification standard
- Companies House match on company number and director
- UK mobile number verified via SMS one-time code
- Email deliverability and domain check
Turnaround
Fresh, consent-captured UK enquiries delivered to your CRM inside your agreed response window.
Broker FAQs
Common questions from UK buyers of unsecured business loans leads.
Related lead types
Other working capital lead flows we supply.
Revolving Credit Facilities
Drawdown-and-repay UK business credit lines for flexible cash flow.
Learn moreReady for vetted Unsecured Business Loans enquiries?
Tell us your credit box and volume, we'll come back within one business day.