US lead product · Industry-specific

Trucking & Transportation

Equipment finance and freight factoring for carriers.

$10k – $2M3 – 7 years (equipment); 30 days (factoring)1 – 5 days
  • New and used truck financing
  • Freight factoring with fuel advances
  • Working capital for fleet expansion

What is trucking & transportation?

Trucking is one of the largest SMB verticals in the US and one of the best-served by specialist finance. Owner-operators finance trucks and trailers on 3–7 year terms, then use freight factoring for the ~40 day pay cycle from freight brokers.

Because carriers add trucks as they add contracts, a single funded relationship expands over time.

Product mechanics

Key numbers your BDO team should know before the first call.

Loan range
$10k – $2M
Typical term
3 – 7 years (equipment); 30 days (factoring)
Indicative rates
8% – 22% APR (indicative)
Funding speed
1 – 5 days
Typical borrower
Owner-operators, small carriers and freight brokers.
Why brokers want these
One of the largest and most consistent SMB verticals in the US.

Common use cases

  • Truck and trailer purchase (new and used)
  • Freight factoring with same-day advances
  • Fleet expansion working capital
  • Startup owner-operator financing

Typical borrower qualifications

  • CDL and MC / DOT authority
  • For equipment: FICO 600+
  • For factoring: contracts with paying brokers/shippers

Why brokers buy from us

Why industry-specific brokers buy trucking & transportation leads from us

What makes this feed different from generic aggregator flow.

MC / DOT validated against FMCSA, safer files, no phantom-authority applicants

Authority age captured so new-authority programs get the right flow

Equipment type (reefer / flatbed / specialty) routes to matching lender specialties

Compare

How trucking & transportation compares to adjacent products

Help your team route enquiries to the right product on day one.

vs Equipment Financing

Trucking equipment finance is a specialty subset with FMCSA-specific vetting; general equipment finance covers other verticals.

View Equipment Financing

vs Invoice Factoring

Freight factoring is a specialty factoring subset with same-day fuel-advance workflow, this feed pre-tags trucking data.

View Invoice Factoring

vs Working Capital Loans

Fleet-expansion working capital routes here with trucking-specific data attached.

View Working Capital Loans

Our lead generation process

How we generate trucking & transportation leads

Every enquiry is captured, consented and vetted before it reaches your CRM.

Source channels

  • SEO for 'semi truck financing', 'freight factoring' and 'new authority financing' content
  • Owner-operator forums, DAT / FMCSA-adjacent content placements
  • Truck-dealer referral partnerships (new-authority financing programs)
  • Google Search Ads on 'trucking working capital' and 'reefer truck loan' intent

Data captured on each lead

  • Product needed (equipment finance / freight factoring / working capital)
  • MC / DOT number and authority age (days / months since granted)
  • Fleet size (owner-operator / 2-5 trucks / 6-20 trucks / larger)
  • Equipment specifics (new/used, year, dry van vs reefer vs flatbed vs specialty)
  • Owner FICO band and CDL status

Vetting workflow

  • MC / DOT number validated against FMCSA safer.gov
  • Authority-age filter (new authority <90 days flagged for new-authority programs)
  • Equipment-type filter (reefer, flatbed, specialty) routed to matching lender
  • TCPA + CAN-SPAM consent

What a lead looks like

Verified enquiry

$10k · Trucking & Transportation

LLC · US-based · phone-verified decision-maker · TCPA consent on file

Product needed (equipment finance / freight factoring / working capital)
MC / DOT number and authority age (days / months since granted)
Fleet size (owner-operator / 2-5 trucks / 6-20 trucks / larger)
Equipment specifics (new/used, year, dry van vs reefer vs flatbed vs specialty)

Who this suits & how we qualify

Best fit for

Transportation-focused equipment lenders and freight factoring companies.

Qualification standard

  • MC / DOT number validated against FMCSA safer.gov
  • Authority-age filter (new authority <90 days flagged for new-authority programs)
  • Equipment-type filter (reefer, flatbed, specialty) routed to matching lender

Turnaround

Fresh, consent-captured enquiries delivered to your CRM inside your agreed response window.

Broker FAQs

Common questions from buyers of trucking & transportation leads.

Related products

Other industry-specific lead flows we supply.

Healthcare Practice Financing

Loans for medical, dental, veterinary and med-spa practices.

Learn more

Restaurant & Hospitality Financing

Financing for restaurants, bars, hotels and hospitality operators.

Learn more

Ready for vetted Trucking & Transportation enquiries?

Tell us your credit box and volume, we'll come back within one business day.