US lead product · Industry-specific

Restaurant & Hospitality Financing

Financing for restaurants, bars, hotels and hospitality operators.

$25k – $5M1 – 10 years2 days – 4 weeks
  • MCA, term and equipment structures
  • New location build-out and equipment
  • Working capital for seasonal cash flow

What is restaurant & hospitality financing?

Restaurants and bars are one of the highest-volume categories in alternative lending precisely because traditional banks decline them. Specialist funders build entire books on the vertical.

Product mix is MCA-heavy for working capital, with equipment and SBA for build-out and acquisitions.

Product mechanics

Key numbers your BDO team should know before the first call.

Loan range
$25k – $5M
Typical term
1 – 10 years
Indicative rates
9% – 25% APR (indicative)
Funding speed
2 days – 4 weeks
Typical borrower
Independent and franchise restaurant and hospitality operators.
Why brokers want these
Underserved by banks, high approval rates for specialist funders.

Common use cases

  • New location build-out
  • Kitchen equipment and POS refresh
  • Seasonal working capital
  • Existing restaurant acquisition

Typical borrower qualifications

  • 6+ months TIB
  • $20k+ monthly revenue
  • FICO 550+

Why brokers buy from us

Why industry-specific brokers buy restaurant & hospitality financing leads from us

What makes this feed different from generic aggregator flow.

Concept type captured, QSR-only or hotel-only lenders never see out-of-box files

POS platform disclosed to accelerate integrated underwriting (Toast Capital, Square Loans style)

Loan purpose tag routes MCA-need vs SBA-build-out to different buyers

Compare

How restaurant & hospitality financing compares to adjacent products

Help your team route enquiries to the right product on day one.

vs Merchant Cash Advance

Most restaurant working-capital enquiries are MCA-structured; this feed pre-tags restaurant specialty.

View Merchant Cash Advance

vs Equipment Financing

Kitchen equipment and POS refresh files route to equipment finance when the request is asset-specific.

View Equipment Financing

vs SBA Loans

New-location build-out and acquisitions typically SBA-financed; this feed pre-tags restaurant-specific data.

View SBA Loans

Our lead generation process

How we generate restaurant & hospitality financing leads

Every enquiry is captured, consented and vetted before it reaches your CRM.

Source channels

  • SEO for 'restaurant loan' and 'restaurant equipment financing' content
  • POS / restaurant-tech partner placements (Toast, Square for Restaurants) at high-revenue moments
  • Google Search Ads on 'restaurant working capital' and 'bar loan' intent
  • Hospitality trade association and franchise-brand partner placements

Data captured on each lead

  • Concept type (QSR, fast-casual, full-service, bar, cafe, food truck, hotel)
  • Monthly revenue and card-processing mix
  • Loan purpose (WC, build-out, equipment, acquisition, refi)
  • Owner FICO, TIB and number of existing locations
  • State and current POS platform (Toast / Square / Clover / other)

Vetting workflow

  • 6-month TIB and $20k revenue gate at capture
  • Concept-type filter honored (e.g. no bar, no franchise, hotel-only)
  • 3-month bank statement / POS export prompt where captured
  • TCPA + CAN-SPAM consent

What a lead looks like

Verified enquiry

$25k · Restaurant & Hospitality Financing

LLC · US-based · phone-verified decision-maker · TCPA consent on file

Concept type (QSR, fast-casual, full-service, bar, cafe, food truck, hotel)
Monthly revenue and card-processing mix
Loan purpose (WC, build-out, equipment, acquisition, refi)
Owner FICO, TIB and number of existing locations

Who this suits & how we qualify

Best fit for

Hospitality-focused MCA funders, equipment finance and SBA lenders with a restaurant desk.

Qualification standard

  • 6-month TIB and $20k revenue gate at capture
  • Concept-type filter honored (e.g. no bar, no franchise, hotel-only)
  • 3-month bank statement / POS export prompt where captured

Turnaround

Fresh, consent-captured enquiries delivered to your CRM inside your agreed response window.

Broker FAQs

Common questions from buyers of restaurant & hospitality financing leads.

Related products

Other industry-specific lead flows we supply.

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Trucking & Transportation

Equipment finance and freight factoring for carriers.

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Ready for vetted Restaurant & Hospitality Financing enquiries?

Tell us your credit box and volume, we'll come back within one business day.