Do you take new-investor enquiries or experienced only?

Both. Sponsor experience is captured and you can filter to 3+ deals if your box requires it.

Is ARV self-reported or validated?

Self-reported at capture. Your appraisal / BPO is the final word.

Can I get address-included leads only?

Yes. Sub-$500k enquiries occasionally arrive with MSA only, you can filter to address-required.

Do you handle small commercial (2-4 unit)?

Yes, 1-4 unit residential is standard; 2-4 unit and small mixed-use is included where sponsor is treating it as investor product.

What's the refi cross-sell workflow?

Files marked 'DSCR refi at completion' can be nurtured into DSCR enquiries at flip completion, ask about the DSCR renewal program.

US lead product · Real estate

Fix & Flip / Hard Money

Short-term real estate investor bridge loans.

$75k – $5M6 – 24 months7 – 14 days

Join the waiting list for Fix & Flip / Hard Money All US products

Up to 90% LTC / 75% ARV
Rehab draw schedules
Cross-collateral portfolio options

What is fix & flip / hard money?

Fix & flip and hard money loans are asset-backed bridge products for real estate investors. Underwriting focuses on the deal, purchase price, rehab budget, ARV, rather than the sponsor's personal income.

Active investors do multiple deals a year, so a single funded loan often turns into a long-running relationship for the lender.

Product mechanics

Key numbers your BDO team should know before the first call.

Loan range: $75k – $5M
Typical term: 6 – 24 months
Indicative rates: 9% – 13% + 1–3 points (indicative)
Funding speed: 7 – 14 days
Typical borrower: Residential and small commercial real estate investors.
Why brokers want these: Repeat investors take 3–10 loans a year, high lifetime value per lead.

Common use cases

Single-family fix & flip
Small multi-family value-add
Bridge to DSCR rental refi
Auction / cash-close deals

Typical borrower qualifications

Sponsor FICO 660+
Deal experience (or exception program)
10–20% cash into the deal

Why brokers buy from us

Why real estate brokers buy fix & flip / hard money leads from us

What makes this feed different from generic aggregator flow.

Property address on every lead, you can pull comps and pre-price before the sponsor call

Sponsor experience count captured to route new investors to experience-flexible programs

Exit strategy tag drives cross-sell into DSCR refi at flip completion

Compare

How fix & flip / hard money compares to adjacent products

Help your team route enquiries to the right product on day one.

vs DSCR / Rental Loans

Fix & flip is 6-24mo bridge for value-add; DSCR is 30-year perm for stabilized rentals. Natural refi pipeline.

View DSCR / Rental Loans

vs Construction Loans

Construction is ground-up with draw schedule; fix & flip is rehab on existing structure.

View Construction Loans

vs Commercial Real Estate

CRE covers 5+ unit multi-family and true commercial; fix & flip is 1-4 unit residential investor product.

View Commercial Real Estate

Our lead generation process

How we generate fix & flip / hard money leads

Every enquiry is captured, consented and vetted before it reaches your CRM.

Source channels

SEO for 'hard money loan [state]' and 'fix and flip financing' long-tail
Real estate investor community placements (BiggerPockets, REI meetup partnerships)
Google Search Ads on auction and cash-close urgency terms
Retargeting DSCR visitors who indicated bridge-first strategy

Data captured on each lead

Property address (or MSA), purchase price and ARV estimate
Rehab budget, scope and timeline
Sponsor experience (# of completed flips)
Sponsor FICO band, liquidity and requested LTC / LTV
Exit strategy (sell vs DSCR refi)

Vetting workflow

Sponsor FICO 660+ gate (exception program flagged separately)
Deal experience captured to route to experience-flexible lenders
Property address validated for state-eligibility
TCPA + CAN-SPAM consent

What a lead looks like

Verified enquiry

$75k · Fix & Flip / Hard Money

LLC · US-based · phone-verified decision-maker · TCPA consent on file

Property address (or MSA), purchase price and ARV estimate: ✓
Rehab budget, scope and timeline: ✓
Sponsor experience (# of completed flips): ✓
Sponsor FICO band, liquidity and requested LTC / LTV: ✓

Who this suits & how we qualify

Best fit for

Hard money lenders, private credit funds, non-QM lenders with investor lines.

Qualification standard

Sponsor FICO 660+ gate (exception program flagged separately)
Deal experience captured to route to experience-flexible lenders
Property address validated for state-eligibility

Turnaround

Fresh, consent-captured enquiries delivered to your CRM inside your agreed response window.

Broker FAQs

Common questions from buyers of fix & flip / hard money leads.

Ready for vetted Fix & Flip / Hard Money enquiries?

Tell us your credit box and volume, we'll come back within one business day.

Join the waiting list Book a call