US lead product · Real estate

Construction Loans

Ground-up and heavy rehab construction financing.

$250k – $50M12 – 36 months30 – 60 days
  • Ground-up and heavy rehab
  • Draw schedule with inspections
  • Construction-to-perm structures available

What is construction loans?

Construction loans fund ground-up builds and heavy rehabs, disbursed in draws tied to inspection milestones. They roll naturally into a permanent DSCR or SBA loan on completion.

Because ticket sizes are large and cycle times long, construction leads justify meaningful per-lead pricing.

Product mechanics

Key numbers your BDO team should know before the first call.

Loan range
$250k – $50M
Typical term
12 – 36 months
Indicative rates
9% – 12% + points (indicative)
Funding speed
30 – 60 days
Typical borrower
Developers, builders and owner-occupiers.
Why brokers want these
Large tickets and natural roll-over to perm financing.

Common use cases

  • Spec residential builds
  • Multi-family and mixed-use development
  • Owner-occupied commercial builds
  • Heavy rehab / gut renovation

Typical borrower qualifications

  • Sponsor experience or GC on record
  • Detailed budget and schedule
  • 20–35% equity into the deal

Why brokers buy from us

Why real estate brokers buy construction loans leads from us

What makes this feed different from generic aggregator flow.

Sponsor experience and GC status captured, no wasted files on first-time builders without GC

Land-owned vs to-acquire flag drives your term-sheet structure

Exit-strategy tag (DSCR refi vs sale) feeds cross-sell at completion

Compare

How construction loans compares to adjacent products

Help your team route enquiries to the right product on day one.

vs Fix & Flip / Hard Money

Fix & flip is rehab on existing structure; construction loans fund ground-up new build with GC and draw schedule.

View Fix & Flip / Hard Money

vs Commercial Real Estate

CRE is stabilized-perm on completed commercial; construction is the build-phase financing that rolls to perm.

View Commercial Real Estate

vs SBA 504

504 covers owner-occupied build with 10% down; conventional construction is for investor / spec / larger tickets.

Our lead generation process

How we generate construction loans leads

Every enquiry is captured, consented and vetted before it reaches your CRM.

Source channels

  • SEO for 'construction loan [state]' and spec-builder financing content
  • Home builder association and multi-family developer community partnerships
  • Referrals from CRE and DSCR brokers with construction-stage clients
  • Google Search Ads on 'construction to permanent loan' intent

Data captured on each lead

  • Project type (spec SFR, multi-family, mixed-use, commercial, heavy rehab)
  • Project location, total project cost and requested loan amount
  • Sponsor experience (# of prior builds) and GC on record
  • Timeline, current stage (land owned vs to acquire) and exit strategy
  • Equity injection amount

Vetting workflow

  • Sponsor experience or GC-on-record gate
  • Minimum equity injection (20%+ typical) confirmed
  • Project location validated for state / MSA eligibility
  • TCPA + CAN-SPAM consent

What a lead looks like

Verified enquiry

$250k · Construction Loans

LLC · US-based · phone-verified decision-maker · TCPA consent on file

Project type (spec SFR, multi-family, mixed-use, commercial, heavy rehab)
Project location, total project cost and requested loan amount
Sponsor experience (# of prior builds) and GC on record
Timeline, current stage (land owned vs to acquire) and exit strategy

Who this suits & how we qualify

Best fit for

Construction lenders, private credit funds, community banks with a builder program.

Qualification standard

  • Sponsor experience or GC-on-record gate
  • Minimum equity injection (20%+ typical) confirmed
  • Project location validated for state / MSA eligibility

Turnaround

Fresh, consent-captured enquiries delivered to your CRM inside your agreed response window.

Broker FAQs

Common questions from buyers of construction loans leads.

Related products

Other real estate lead flows we supply.

Commercial Real Estate

Purchase, refinance and development financing.

Learn more

Fix & Flip / Hard Money

Short-term real estate investor bridge loans.

Learn more

DSCR / Rental Loans

Long-term investor loans qualified on property cash flow.

Learn more

Ready for vetted Construction Loans enquiries?

Tell us your credit box and volume, we'll come back within one business day.