Merchant Cash Advance
Card-turnover-linked advances for UK retail, hospitality and e-commerce.
Learn moreUK lead type · Cash flow
Invoice Finance
Factoring, CID and selective invoice finance for UK B2B ledgers.
£25k to £10mRolling 12 to 24 month agreements1 to 4 weeks to onboard
- Full-service factoring with credit control
- Confidential invoice discounting (CID)
- Selective and spot factoring for single invoices
What is invoice finance?
Invoice finance advances a percentage of an unpaid B2B invoice, typically 80% to 90%, with the balance released on payment. Factoring bundles ledger and credit-control services, discounting leaves collections with the borrower.
It is a natural fit for UK businesses that sell to other businesses on 30, 60 or 90 day terms and need to release working capital tied up in the ledger.
We capture the debtor profile, turnover and current ledger position at enquiry so lenders can indicate quickly.
Product mechanics
Key numbers your BDM team should know before the first call.
- Loan range
- £25k to £10m
- Typical term
- Rolling 12 to 24 month agreements
- Indicative rates
- Service fee 0.5% to 3%, discount 2% to 5% over base
- Funding speed
- 1 to 4 weeks to onboard
- Typical borrower
- UK B2B business invoicing on credit terms with £250k+ annual turnover.
- Why brokers want these
- Sticky recurring revenue product with long client lifetimes and trail commission.
Common use cases
- Freeing up cash tied up in aged debtors
- Funding rapid growth without straining working capital
- Refinancing an existing factoring facility
- One-off large invoice financed on a spot basis
Typical borrower qualifications
- UK-registered B2B business
- £250k+ annual turnover for standard facilities
- Verifiable debtor base with no single debtor concentration over 40%
- Clean or manageable existing charges
Why brokers buy from us
Why UK cash flow brokers buy invoice finance leads from us
What makes this feed different from generic aggregator flow.
Ledger-sized enquiries with debtor mix captured
Filters on turnover, sector and existing facility
Real-time delivery to your CRM
Compare
How invoice finance compares to adjacent products
Help your team route enquiries to the right product on day one.
vs Revolving Credit Facilities
Better for borrowers who do not want ledger involvement and prefer a drawdown line.
View Revolving Credit Facilitiesvs Unsecured Business Loans
Shorter-cycle need or borrower is B2C without an invoiced ledger.
View Unsecured Business Loansvs Recovery & Refinance
Existing factoring facility being terminated or refinanced under pressure.
View Recovery & RefinanceOur lead generation process
How we generate invoice finance leads
Every enquiry is captured, consented and vetted before it reaches your CRM.
Source channels
- SEO on factoring and invoice discounting terms
- Google Search Ads on cash flow and invoice finance keywords
- Accountant and finance director referral partnerships
- Content targeting UK B2B services, wholesale and manufacturing
Data captured on each lead
- Annual turnover and ledger size
- Debtor mix and largest debtor share
- Existing facility or first-time enquiry
- Company number and director contact
- GDPR and PECR consent
Vetting workflow
- Companies House match and years trading
- B2B ledger confirmation (not B2C)
- UK mobile verified via SMS
- Debtor concentration flagged
- Consent captured
What a lead looks like
Verified enquiry
£25k to £10m · Invoice Finance
UK Ltd or sole trader · Companies House matched · phone-verified decision-maker · GDPR and PECR consent on file
- Annual turnover and ledger size
- ✓
- Debtor mix and largest debtor share
- ✓
- Existing facility or first-time enquiry
- ✓
- Company number and director contact
- ✓
Who this suits & how we qualify
Best fit for
Commercial finance and invoice finance brokers with a panel of independents and bank-owned providers.
Qualification standard
- Companies House match and years trading
- B2B ledger confirmation (not B2C)
- UK mobile verified via SMS
Turnaround
Fresh, consent-captured UK enquiries delivered to your CRM inside your agreed response window.
Broker FAQs
Common questions from UK buyers of invoice finance leads.
Related lead types
Other cash flow lead flows we supply.
VAT & Tax Loans
Short-term loans to spread UK VAT, corporation tax and PAYE liabilities.
Learn moreReady for vetted Invoice Finance enquiries?
Tell us your credit box and volume, we'll come back within one business day.