Business Line of Credit
Revolving working capital, draw only what you need.
Learn moreUS lead product · Working capital
Revenue-Based Financing
Repayment as a fixed % of monthly revenue.
$10k – $5M6 – 36 months (variable)48 hours – 1 week
- No personal guarantee on most programs
- No equity dilution
- Repayment flexes with revenue
What is revenue-based financing?
Revenue-based financing (RBF) is a hybrid of debt and equity: the funder advances capital and takes a fixed percentage of monthly revenue until a set multiple is repaid. Underwriting is data-driven, pulling directly from Stripe, Shopify or a bank feed.
It's the go-to product for tech-enabled SMBs, SaaS, DTC e-commerce, subscription, that don't fit bank criteria but generate predictable recurring revenue.
Product mechanics
Key numbers your BDO team should know before the first call.
- Loan range
- $10k – $5M
- Typical term
- 6 – 36 months (variable)
- Indicative rates
- Multiple 1.2x – 1.5x (indicative)
- Funding speed
- 48 hours – 1 week
- Typical borrower
- SaaS, e-commerce and subscription businesses with predictable recurring revenue.
- Why brokers want these
- Strong fit for tech-enabled SMBs banks won't touch.
Common use cases
- SaaS scaling paid acquisition
- DTC brands funding inventory and ads
- Subscription businesses smoothing CAC payback
Typical borrower qualifications
- $15k+ MRR or $200k+ annual revenue
- Direct data connection (Stripe, Shopify, bank feed)
- 12+ months of revenue history
Why brokers buy from us
Why working capital brokers buy revenue-based financing leads from us
What makes this feed different from generic aggregator flow.
Data-connection consent captured up front, no cold outreach needed to trigger underwriting
Revenue-source tag (SaaS vs DTC vs subscription) drives your rate card selection
Existing equity / cap-table disclosed so no wasted files on cap-table conflicts
Compare
How revenue-based financing compares to adjacent products
Help your team route enquiries to the right product on day one.
vs Merchant Cash Advance
MCA is card-heavy retail with daily ACH; RBF is data-connected SaaS/DTC with monthly revenue-share.
View Merchant Cash Advancevs Venture Debt
Venture debt requires an equity round; RBF is non-dilutive with no equity requirement.
vs Term Loans
Term loans have fixed monthly payment regardless of revenue; RBF flexes with revenue swings.
View Term LoansOur lead generation process
How we generate revenue-based financing leads
Every enquiry is captured, consented and vetted before it reaches your CRM.
Source channels
- SEO for 'RBF vs venture debt' and 'non-dilutive SaaS funding' comparison content
- Founder-community partnerships (Indie Hackers, MicroConf, DTC podcast placements)
- Retargeting from SaaS/e-commerce tooling audiences (Stripe, Shopify app store visitors)
- LinkedIn campaigns to founder / CEO titles at $500k–$10M ARR SaaS and DTC brands
Data captured on each lead
- MRR / ARR or trailing monthly revenue
- Revenue source (SaaS, DTC e-commerce, subscription, marketplace)
- Current growth rate and CAC payback
- Existing debt, equity funding and cap-table status
- Data-connection readiness (Stripe / Shopify / bank feed)
Vetting workflow
- $15k MRR / $200k ARR gate at capture
- 12-month revenue history requirement
- Data-connection consent captured (Stripe / Shopify / Plaid) for buyers who underwrite off feeds
- TCPA + CAN-SPAM consent
What a lead looks like
Verified enquiry
$10k · Revenue-Based Financing
LLC · US-based · phone-verified decision-maker · TCPA consent on file
- MRR / ARR or trailing monthly revenue
- ✓
- Revenue source (SaaS, DTC e-commerce, subscription, marketplace)
- ✓
- Current growth rate and CAC payback
- ✓
- Existing debt, equity funding and cap-table status
- ✓
Who this suits & how we qualify
Best fit for
RBF platforms, growth-lending funds, fintech lenders.
Qualification standard
- $15k MRR / $200k ARR gate at capture
- 12-month revenue history requirement
- Data-connection consent captured (Stripe / Shopify / Plaid) for buyers who underwrite off feeds
Turnaround
Fresh, consent-captured enquiries delivered to your CRM inside your agreed response window.
Broker FAQs
Common questions from buyers of revenue-based financing leads.
Related products
Other working capital lead flows we supply.
Merchant Cash Advance
Advance against future card sales, flexible repayments.
Learn moreAlternative Financing
Short-term & unsecured term loans outside traditional bank underwriting.
Learn moreReady for vetted Revenue-Based Financing enquiries?
Tell us your credit box and volume, we'll come back within one business day.